Now’s the time to embrace homeownership.

Become invulnerable to the rising rental market through a fixed rate loan; save money on your taxes with options to deduct home interest, state and local property taxes, and private mortgage insurance; build equity as each payment takes you closer to paying off the principal; revel in the freedom to personalize your home on your terms, knowing that your renovations can transform into future returns; and unearth the many reasons why there’s #noplacelikeown.


COST TO RENT

Annual Cumulative Housing Cost

650 Sq. Ft. Condo

COST TO OWN

Annual Cumulative Housing Cost

650 Sq. Ft. Condo

MOVING ON UP! The cost of living downtown is rising quickly and it may now actually be less expensive to own than rent. Learn just how attainable homeownership can be with new mortgage programs today. But don’t delay! Condominium prices and interest rates are both expected to rise ahead. Own the opportunity. 


Meet your Caliber Home Loan Consultants

 

Renting vs. Buying Tools

DO THE MATH:

Calculate your cost for renting when you could be owning your next home. 


AS SEEN ON KIRO TV NEWS

It may be less expensive to own than rent...


What type of home buyer are you?

Learn why you should consider investing in real estate this year


Millennial

As a millennial, you are a true go-getter. Sure, you may be facing financial challenges after taking on student loans, but you’ve “followed your dreams” which has led you to realize that now is your time to buy.

MOTIVATIONS

Desire to own a home
Income stability
Job relocation


First Time Home Buyer

Whether you’re single, in a relationship, or your wedding bells just stopped ringing, buying your first home means navigating through a new process toward what is likely the biggest purchase you’ll ever make. But have no fear, we’re here to help. 

Motivations

Life event: marriage, starting a family
Entering into the "rite of passage"
Build on own finances instead of landlord's


Move Up Buyer

Whether the increase is in your family size or your income, you’ve outgrown your home. And you’re ready to embrace all of the exciting changes that being a move-up buyer bring.

Motivations

Income or family size increase
Nicer area/neighborhood
Taking advantage of already established equity


Second Home Buyer

You already know the benefits of home ownership, and you’re ready to take on a second home. Whether that means an investment property to build on your income or a recreational property on the shores or in the mountains, the benefits of owning a second property truly abound.

Motivations

Vacation or holiday home
Potential for rental income when not in use
Future home for your child(ren) to live in


Student

Busy with exams and deadlines, buying a house may feel far from your mind, but with your smarts you know that it’s never too early to invest in your future. Not only will your monthly payments contribute to your own equity, you’ll also acquire a potential investment property in a college town with a historically stable market. 

Motivations

Creating a passive income stream
Future investment property
Building equity to offset loan debt


Investor

You’re not one to miss out on a great opportunity when you find one. Whether it’s purchasing a home or condo to rent or finding that next commercial property, you know you’ll benefit from the power of investment.

Motivations

Increasing business or rental income
Taking advantage while interest rates are low
Expanding financial portfolio/options


Retiree

Retirement brings a number of changes as you ease into a slower pace of life. Whether you want to relocate to be nearer to your family or venture out into an entirely new locale, home ownership will offer the stability you need as you savor the best years of your life.

Motivations

Relocation near family 
Moving to a retirement town/community
Downsizing to a more suitable home


Second Chance Buyer

As a former homeowner, you’re proud to say that you’ve gotten yourself back on your feet. The economic downturn didn’t get you down, and with stable employment and an improved credit score, you’re ready to say hello to the “American Dream” and become a homeowner again.

Motivations

Financial stability 
Building personal equity
Desire to own a home again