According to The New York Times, mortgage lenders are rethinking the way they provide mortgage loans, to broaden toward a millennial appeal. So what has changed?

Well for one, millennials are turning to the internet to obtain loans. The article describes a couple on their thirties "who turned to the Internet for fast help with getting a mortgage loan to buy a home. The couple used online lender Social Finance, provided their employment information, and got pre-qualified for a home loan in under 15 minutes." As first-time buyers, they represent a growing trend outlined by the Pew Research Center, which reported in 2014 that "millennial mortgage borrowers want a technology-based loan application process, plus online resources" because the internet is the ultimate learning tool.