Leezel Tangalo tells CNN Money that she didn't plan to become a home owner at 25, but made the choice out of necessity. Her estranged father, who owned half of her mother's home, wanted to sell the paid off property of Tangalo took out a mortgage (with the help of her mother and uncle) to keep the house.

Despite the struggle of having less disposable cash, as Tangalo rented an apartment in another city while paying a house payment in California, she says she believes it was one of her best financial decisions. Not only does she say "I am comforted by the fact that I have a home to return to should things not work out," she also says her home value has risen $25,000, "and the tax assessment on the property has grown three-fold," making her financial future more secure than she could have ever anticipated.

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