Wondering if you're one of only a few millennials thinking of buying a home? Well, as Donald Horne of of Mortgage Professional America Magazine points out, you're far from alone! In fact, more than half of millennials plan to purchase a home in the next two years, so now may be your time to get a jump start. 

Quite a staggering number, in "Lower premiums attracting millennials to mortgages?," Horne writes that the biggest contribution to millennials' decision may be "triggered by the reduction in mortgage insurance premiums (MIPs) announced on January 8 by the Department of Housing and Urban Development." The lower insurance premiums are even beating the large fear of not having the down payment, so if you're worried you can't afford to purchase, know that you aren't alone!